The Evidence-Based Investor

No sales agenda. No marketing spin. Just the evidence.

Hargreaves needs a rethink. Its business model is broken

Posted by Robin Powell on September 21, 2015

Hargreaves Lansdown is one of the biggest success stories in Britain’s financial services industry. What started as a DIY investment supermarket is also now a robo-adviser, fund manager and pension platform, and it’s just announced plans to add peer-to-peer business lending to its rapidly expanding range of services. The Bristol-based firm, which last year generated […]

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Something for the weekend

Posted by Robin Powell on September 18, 2015

It was meant to symbolise the renaissance of Birmingham, but less than two years after it opened, our iconic new library is in dire financial straits.

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Is Pension-gate the next big scandal to rock the financial services industry?

Posted by Robin Powell on September 17, 2015

One of the more regrettable aspects of the investment industry is that much of its focus is on the top 10% — and in many cases, the top 1% — of income earners. It is perhaps inevitable given that the wealthiest clients provide the richest pickings. But the sad reality is that those who most […]

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Investors shouldn’t need to crack the Enigma code to work out what they’re paying

Posted by Robin Powell on September 15, 2015

It’s probably my age, but it’s as much as I can do after a hard day’s work to walk the dog, eat supper and flop in front of the TV. The thought of having to spend my evening trying to crack the equivalent of the Enigma code fills me with horror.

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